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Mortgage Specialist
Dorothy Brandon

 7004 Evans Town Center
Evans, GA 30809
706.650.6784
866.851.3000
Fax : 706.860.6489
dbrandon@securityfederalbank

NMLS# 546158

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Mortgage Checklist

Below is a list of items generally required to process a residential mortgage loan:

  • Photo ID for each borrower
  • Current year-to-date pay stubs for each borrower, if applicable
  • Contact person/phone number to verify employment
  • If self-employed, two most recent corporate returns and K-1s
  • Tax returns for past two years W-2’s or 1099’s for past two years
  • Bank statements (all pages) for past two months
  • Investment and or Retirement accounts for past two months
  • Copy of sales contract when available
  • Mortgage account information for any real estate owned
  • Home insurance policy and property tax information for real estate owned
  • Copy of the closing disclosure for any recently sold real estate

Note: In many cases, additional documentation is necessary, particularly for government loans (FHA, VA, and USDA), construction-to-perm loans, and programs designed  for first time home buyers.


 

Dorothy Brandon NMLS #546158
Security Federal Bank NMLS #456430
7004 Evans Town Center, Evans, GA  30809
Direct:  (706) 650-6784
dbrandon@securityfederalbank.com
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